Group Head Asset & Liability Management at Equity Bank Kenya

Equity Bank Limited (The "Bank”) is incorporated, registered under the Kenyan Companies Act Cap 486 and domiciled in Kenya. The address of the Bank’s registered office is 9th Floor, Equity Centre, P.O. Box 75104 - 00200 Nairobi. The Bank is licensed under the Kenya Banking Act (Chapter 488), and continues to offer retail banking, microfinance and relat...

 

Group Head Asset & Liability Management

  • Job TypeFull Time
  • QualificationBA/BSc/HND
  • Experience10 years
  • LocationNairobi
  • Job FieldFinance / Accounting / Audit 
  • The job holder is responsible for executing the ALM strategy within the Group in ensuring an efficient and well-coordinated approach to managing liquidity risk and interest rate risk in the balance sheet.   
  • Contribute to the optimization of the balance sheet by ensuring adherence to internal policies, regulatory requirements and international best practices.   
  • Provide support to the Country Treasurers in managing the overall balance sheet structure for the Group, execution, investment management portfolio (AFS and HTM), Liquidity and Funding, Interest rate risk by driving capital efficient returns and outcomes.  
  • In addition to country responsibilities, the role carries subsidiary oversight duties, providing guidance, technical support, and challenge to ALM teams in assigned subsidiaries to ensure consistent standards, compliance, and alignment with the broader Group Treasury Strategy.  

THE KEY RESPONSIBILITIES   

Treasury Strategy:  

  • Liquidity Management: Oversee and enhance the treasury liquidity processes and activities to monitor and manage the bank’s liquidity positions including Cash Reserve Requirement (CRR) and gap analysis, ensuring that the bank maintains desired liquidity levels and no regulatory breaches.  
  • Interest rate risk management: Collaborate with the Group Asset and Liability Committee (GALCO) to ensure adherence to regulatory compliance requirements and mitigate potential impacts from interest rate and liquidity risks, particularly concerning IRRBB (Interest Rate Risk in the Banking Book) exposures.  
  • Proactive Risk Management: Anticipate market and regulatory challenges, implementing proactive strategies to manage and mitigate risks effectively. This includes developing and executing contingency plans for unforeseen events to ensure full compliance.  
  • Policy Development & Implementation: Partner with the CFO, Group Treasurer and Country Treasurers to ensure effective execution of ALM policies, Guidelines and Product manuals.   
  • Balance Sheet Management: Focus on balance sheet analytics, comprehensive forecasting, and accurate financial modeling to inform strategic decision-making and ensure efficient and effective balance sheet management.  
  • Formulating strategies to manage banks’ Liquidity and Funding position optimally: Ensure appropriate funding profiles are achieved (diversification of funding base and lengthening of the funding profile).

 Risk Management:  

  • Risk Appetite & Limit Management: Monitor and escalate liquidity and IRRBB risks, ensuring strict adherence to approved limits and escalating breaches as necessary. Develop and implement remedial actions within the prescribed governance framework to maintain balance sheet stability.  
  • Risk Appetite Evaluation: Conduct in-depth evaluations of risk appetite versus risk exposure, ensuring alignment with organizational risk tolerance levels.  
  • Ensure adherence to EMRF: Ensure that adequate systems and process are in place to comply with Group and country treasury policies, guidelines, product notes among others.  
  • Ensure compliance with Group AML Policy and procedures: Report any suspicious activities regarding money laundering and terrorist financing and ensure not tipping off is made to the customer.  
  • Governance: Provide for leadership and oversight over prudent risk management practices across subsidiaries.  
  •  
  • Processes:  
  • Conduct research and collaborate with subject matter experts to evaluate market dynamics and the evolving regulatory environment. Ensure alignment with international ALM best practices.  
  • To provide expert guidance to GALCO, ALCO and other key stakeholders, leveraging best practices to ensure the successful execution of ALM strategies in line with Group Treasury Strategy.  
  • Ensure the integrity and reliability of data related to liquidity, FTP (Funds Transfer Pricing), capital, and IRRBB.  
  • Ensure maximum return on excess liquidity and minimize the Bank’s cost of deposits and cost of funding.  
  • Ensure maximum return on the investment securities while minimizing exposure to risks of interest rates volatility.  
  • Ensure effective implementation of the Group’s FTP Framework to drive the right balance sheet behavior and ensure that any exceptions are well-documented and approval provided before adoption.   
  • Collaborate with Market Risk unit, Finance, and Credit to ensure that the ICAAP and ILAAP frameworks are fit for purpose and within regulatory guidance.  
  • Performing margin compression analysis and structural analysis.  
  • Monitoring and reporting on adherence to all regulatory and internal funding requirements and limits are within risk appetite.  
  • Ensure achievement of ALM budgets, and efficient management of financial resources to boost capital accretive returns.  
  • Manage all treasury related risks efficiently by providing oversight in Central Bank auction participation, sourcing and allocation of foreign currency, FX risk management, deal booking in accordance with treasury Code of Conduct and other governance policies.  

Governance  

  • Ensure compliance with all Group and treasury governance policies.  
  • Promote an environment where compliance with internal controls and external regulatory framework is honored and central focus area of the business across multiple markets.  
  • Engage with auditors when required to provide the required support.  
  • Display exemplary conduct values by living the Group’s values and Code of Conduct.  
  • Take personal responsibility by promoting the highest standard of ethics, including regulatory and business conduct across our footprint.  
  • Identify, escalate and resolve any risk, conduct and compliance matters working closely with the Treasury  
  • Risk & control Manager  

Talent Management  

  • Build a strong talent pipeline transparently, in line with diversity & inclusion KPIs and other KPIs in general with specific performance metrics on the Group values, Code of Conduct.  
  • Lead, mentor, and develop sales teams across traditional and digital channels.  
  • Build a high‑performance culture focused on accountability, innovation, and client‑centricity.  
  • Drive succession planning and talent development across the region.  
  • Promote diversity, equity, and inclusion in talent pipelines   

Qualifications

​​​​​​​EXPERIENCE REQUIREMENTS     

  • 10+ years’ experience in Treasury or Finance, with minimum 5 years in a senior leadership role.  
  • Deep expertise in global liquidity management, funding, cash pooling, balance sheet optimization, funding structures, hedging strategies, and financial markets/products.  
  • Strong understanding of African financial markets, regulatory environments, and cross‑border Treasury operations.  
  • Proven experience with Treasury Management Systems (TMS) and related technologies.  
  • Advanced analytical, financial modelling and presentation skills (Excel, PowerPoint).  
  • Exceptional leadership, communication, and stakeholder management capability.  
  • Demonstrated ability to be innovative, results‑oriented, and deliver high‑quality outputs under pressure and tight timelines

Check how your CV aligns with this job

Method of Application

Interested and qualified? Go to Equity Bank Kenya on equitybank.taleo.net to apply

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